Articles

Client Connections

• Understanding and Taking Advantage of the American Recovery and Reinvestment Act

Estates & Trusts

• How Can a Living Trust Help Me Control My Estate?

  A living trust can help control the distribution of your estate upon death.

Retirement

• How Much Do I Need to Save?

  Many realize it’s important to save for retirement, but knowing exactly how much to save is another issue altogether.

• What Does the Changing Pension Landscape Mean for Retirement?

  With the changing pension landscape, it is important to take charge of your own retirement security.

Tax Planning

• How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?

  IRAs and employer-sponsored retirement plans are subject to annual contribution limits set by the federal government.

• What Is a Required Minimum Distribution?

  Required minimum distribution is the annual amount that must be withdrawn from a qualified retirement plan/account.

• When Must Taxes Be Paid on IRA and Employer-Sponsored Retirement Funds?

  With traditional IRAs and most employer-sponsored retirement plans, taxes are not payable until funds are withdrawn.

Cash Management

• How Do Money Market Mutual Funds Work?

  Money market funds can be a highly liquid and effective cash management tool.

• How Does Inflation Affect Me?

  Historically, one of the best ways to fight the effects of inflation has been to utilize growth-oriented investments.

Risk Management

• Am I Prepared for Long-Term Care Expenses?

  The odds of needing long-term care increase as you age. Prior planning can help protect you from financial ruin.

• What Does Medicare Cover?

  Medicare is the federal health insurance program for those persons age 65 and over. But what does it cover?